A banker’s son from Bandra. An engineer who spent nearly 15 years deep in the guts of the corporate payments world. And an entrepreneur who, at 35, walked away from a successful career during what he calls a 'mid-life crisis' to build Citrus Pay - a startup that went on to shape India’s fintech story before being acquired by PayU. Fast-forward to 2025: Amrish Rau, now CEO of Pine Labs, has taken the fintech major public and is steering it into its most ambitious chapter yet.On Young Turks Reloaded, he argues that it’s not A.I., but fintech that India will export to the world, and how companies like Pine Labs could soon challenge global giants like Stripe and Adyen.Today at Pine Labs, 50% of customer interactions are handled by A.I., and 18% of the company’s code is written by GenAI - a shi

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