I rented a car and paid with a Visa debit card and was advised there would be a card fee of one point something per cent. I asked if they accepted cash, only to be told no. Is it legal to charge card fees without offering a fee-free way of payment?

– Adam, New South Wales

Kat says : To answer your question in short, it is legal for businesses to charge cost-based fees for card payments, they do not have to offer a “free” way of paying and they do not have to accept cash .

We are swiftly moving towards a cashless society, which has conveniences and drawbacks. While for many, being able to tap and go is useful, there are significant privacy and security concerns surrounding card-only payments.

Real-time payments, such as those made via PayID, can cost both consumers and busines

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