They are still solid picks to capitalize on the fintech market.

The fintech industry is projected to grow rapidly in the coming years, partly due to the relentless shift to online commerce and expanding demand for digital payment methods. It's a great idea to invest in companies that can ride that wave, including Block ( XYZ -2.72% ) and PayPal ( PYPL -1.39% ) . These two fintech leaders are among the most popular in the field, and although they have faced some challenges this year, causing them to lag behind broader equity markets, both stocks could be excellent long-term options.

1. Block

Block has not performed well this year due to weaker-than-expected financial results. In the second quarter, the company's revenue dropped almost 2% year over year to $6.05 billion. H

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