As mortgage interest rates stay stubbornly above 6%, all-cash offers remain highly attractive, particularly at the two extremes of the market : the most affordable and the luxury segments.

Nationally, roughly a third of all homes sold during the first half of 2025 were paid for in all cash, down just 0.6% from the same period a year ago, according to a new report on all-cash trends from Realtor.com® .

Cash had its biggest moment at the height of the COVID-19 pandemic, when competition among buyers reached a fever pitch and many shoppers resorted to making all-cash offers as a way to win bidding wars.

That’s because cash buyers typically can come to the closing table faster and sidestep appraisal or financing contingencies—an attractive proposition for sellers looking to sea

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