A home is often the biggest asset most families own, but maintaining or upgrading it requires regular spending. Renovation projects—whether installing modular kitchens, adding an extra room, or just painting the interiors—can easily run into lakhs. While some homeowners prefer dipping into savings, many now find personal loans more convenient. With EMIs spread across a few years, the financial burden is lighter and there’s no need to compromise on quality or design choices.

Weddings and celebrations

Not many expenses in India rival a wedding bill. Even medium-sized celebrations can soon become expensive after factoring venue rentals, catering, photo sessions, décor, and jewellery. Those families who want to keep savings intact end up taking personal loans to meet funding gaps. Personal

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