UNITED STATES—Toni: In August, my husband and I enrolled in a Medicare Supplement, which has not paid a medical claim because we were in a Medicare Advantage plan when we applied for the Medicare Supplement. We could not leave the Advantage plan and return to Original Medicare due to Medicare rules.

I was told that Medicare’s Open Enrollment is when Sonny and I can disenroll from this Advantage plan and return back to Medicare, but I do not know what to do.

Toni, can you please explain what we should do since Medicare’s enrollment period is beginning? –Thank you, Leslie from New Orleans.

Hello Leslie:

The biggest no-no in the Medicare insurance world is when an insurance agent sells a Medicare beneficiary (which is what you and Sonny are) who has a Medicare Advantage plan, a new Medica

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