Life with a fluctuating income is a lot like being left-handed: The world isn’t designed to meet your needs, so you need to adjust accordingly.

Those who make the leap into solopreneurship are often struck by all the little things they took for granted as salaried employees. Things like having health benefits, taxes and retirement savings deducted from their earnings, knowing exactly when the next injection of cash is coming, or what they’ll make next month. Even monthly billing cycles for things like rent, student loans, and car payments are based on the assumption of predictable monthly earnings.

Most don’t ditch the corporate life because they’re really good at finance and tax planning—unless, of course, they’re venturing off to become an independent accounting professional. For most,

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