If you're faced with emergency costs, you might be eligible to apply for an interest-free loan from the Department for Work and Pensions ( DWP ).

The DWP offers a Budgeting Advance of up to £812 if you're a Universal Credit claimant who meets certain criteria.

A Budgeting Advance can be applied for if you need assistance with essential or unexpected expenses. This could include home repairs or funeral costs.

Below, you'll find a list of situations that may qualify for a Budgeting Advance. However, remember this is a loan and must be repaid, although no interest is charged on the borrowed amount.

The DWP will recover the loan through your future Universal Credit payments. Typically, the borrowed money needs to be repaid within two years, reports the Mirror .

The minimum amount yo

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