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State pensioners are set for free £25 payments which are automatic through winter. With the cold weather payment, you can get £25 to help with heating bills for each seven-day period of freezing weather during winter.

The cold weather payment is a grant paid by the Labour Party government to older people and those on certain benefits in England, Wales and Northern Ireland, to help pay for heating costs when temperatures hit zero or below in your area.

BBC and ITV star Martin Lewis' team at Money Saving Expert says: "You don't need to do anything to get the payments – if you're eligible you should be paid automatically for any seven-day period of freezing weather.

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"You should get the money within

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