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Drivers are being told to act in a "sweet spot" to get car insurance savings. Alicia Hempstead, car insurance expert at MoneySuperMarket, suggested road users needed to be “proactive” to secure the best rates.

She said: “Many drivers leave renewing their insurance until the eleventh hour, but our data shows that being proactive really pays off. Your renewal notice usually lands around a month before your policy ends, and this is your window to act."

New research has suggested that millions of drivers across the UK could be missing out on huge savings because they are waiting last minute to choose a new policy.

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Those who shop around for their next policy between 21 and 28 days before the

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