Money in motion: 5 key personal finance trends reshaping 2025

Evan Ullman for CheapInsurance.com

Money in motion: 5 key personal finance trends reshaping 2025

Inflation and job market jitters are changing how Americans handle their finances. According to the Bureau of Labor Statistics, the Consumer Price Index is up 2.7% over the last year, while wages have risen just 3.6% . That means costs are creeping up faster than paychecks.

But instead of panicking, people are adjusting. Key behaviors are on the rise: “revenge saving,” more mindful spending, diversified investments, and extra income from side gigs. Across the country, folks are reworking everyday choices, from how they shop to how they invest.

CheapInsurance.com breaks down five key money trends shaping U.S. households in 2025, backed by the latest data and expert insights.

The econom