More than three million Australian adults have experienced harm from gambling in the past year, with participation on the rise and punters losing significant amounts of money.

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A study of almost 4000 people by the Australian Gambling Research Centre at the Australian Institute of Family Studies found 65 per cent had gambled at least once in the past year.

More than 30 per cent said they gambled at least monthly.

Lotteries were the most common activity, followed by scratch tickets, poker machines, race betting and sports betting.

Aussies collectively lose $32 billion on legal forms of gambling every year, the largest per capita losses of any

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